The ECB Is Holding Rates, but Credit Is Still Getting Tighter
Europe's policy rates are unchanged, yet banks expect lending standards to tighten again. The real economy may feel restraint even without another formal rate increase.
Aug 2, 2026

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4 stories for“ECB”
Europe's policy rates are unchanged, yet banks expect lending standards to tighten again. The real economy may feel restraint even without another formal rate increase.
Aug 2, 2026

The European Central Bank's collateral framework shows climate risk moving from sustainability reports into the operational rules that determine how finance is priced.
Jul 24, 2026

The Fed and ECB are both cautious, but their economies absorb the energy shock differently. Jobs, inflation and credit conditions will decide whether the policy gap widens.
Aug 2, 2026

Euro-area mortgage demand fell sharply in the second quarter, and banks expect another decline. Energy performance is increasingly separating easier and harder financing.
Aug 2, 2026
